About PSMFC
Empowering Zambian public servants with affordable financial solutions since 2013.
Who We Are
The Public Service Micro Finance Company (PSMFC) is a Zambian government-owned microfinance institution established on March 13, 2013. We were created with a singular purpose: to provide affordable loans and innovative financial solutions to government workers.
Many public servants face barriers when accessing conventional banking services due to high lending rates. PSMFC bridges this gap by offering competitive rates and flexible terms designed specifically for the needs of government employees.
Operating from our Lusaka headquarters, we have served thousands of public servants across Zambia, disbursing millions in loans while maintaining our commitment to affordability and accessibility.
2013
Year Established
Our Mission
To provide affordable loans and innovative financial solutions to public service workers who face barriers accessing conventional banking services, enabling them to meet their financial goals and improve their quality of life.
Our Vision
To be the leading microfinance institution for public servants in Zambia, recognized for our commitment to financial inclusion, customer service excellence, and sustainable lending practices that empower government workers.
Our Core Values
The principles that guide everything we do.
Integrity
We operate with honesty and transparency in all our dealings.
Customer Focus
Our customers are at the heart of every decision we make.
Innovation
We continuously seek new ways to serve our customers better.
Empowerment
We believe in enabling financial independence for all.
Our Leadership
Meet the team driving PSMFC's mission forward.
Managing Director
Chief Executive Officer
Director of Finance
Chief Financial Officer
Director of Operations
Chief Operations Officer